Tuition Fee Loans
Most students apply for a student loan to cover the cost of their tuition. These are provided by the Student Loans Company. These loans cover the cost of your course and are paid directly to your course provider.
Student loans are repayable once you have finished your course and you are earning a salary above the criteria set by the Student Loan Company.
Maintenance Loans
Maintenance loans can be applied for at the same time as tuition fee loans. These are designed to help with living costs whilst studying at university, such as rent, books, food, travel, etc.
The amount you can borrow depends on your individual circumstances.
For more information about maintenance loans, visit the UCAS Website.
Bursaries for HE Students
A HE Support Bursary of £500 per annum, paid in two parts, £250 in term one and £250 in term two, is available to students who are:
- studying on a full-time degree or foundation degree programme at Wirral Met College
- paying full fees
- have a household income below £25,000
A HE Access & Progression Bursary of £500 per annum paid in two parts, £250 in term one and £250 in term two, is available to students:
- studying on a full-time degree or foundation degree programme at Wirral Met College
- paying full fees
- have a household income below £43,600
- have completed level 3 studies at Wirral Met College in the two years prior to commencing an undergraduate course
Starting from 1 January 2027, the UK government is introducing the Lifelong Learning Entitlement (LLE). The LLE replaces Advanced Learner Loans and Higher Education student finance for qualifications at Level 4, 5, and 6 (including Higher Technical Qualifications, Foundation Degrees, HNDs, and full Degrees).
What the LLE Means for You
Flexible Funding Allowance: Eligible learners receive a tuition fee loan allowance of up to £39,160 (equivalent to 4 years of full-time study) to use across their working lives up to age 60.
Full or Modular Study: You can use your LLE to fund full Level 4–6 qualifications or individual standalone modules (minimum 30 credits) in designated priority subjects.
Maintenance Support: Loans for living costs are available for eligible in-person courses and modules.
Fair Repayments: LLE loans fall under Plan 5 repayment rules—you only begin repayments once your income exceeds £25,000 per year.
Note: Advanced Learner Loans will remain in place for Level 3 qualifications.
- How to Check Your Remaining LLE Balance
If you have previously completed higher education study or used government funding for higher-level courses, your remaining entitlement will be adjusted based on past study.
To check your available funding balance:
Visit GOV.UK and sign in to your online Student Finance account.
Select Lifelong Learning Entitlement from your account dashboard.
View your personalised LLE balance summary, which details your remaining financial entitlement and credit allowance.
Questions About Funding Your Course?
Our Student Finance team is here to help you understand your options and prepare your application. Contact us at:
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